SeniorAge Area Agency on Aging

Programs

Affordable Care Act

The Affordable Care Act was designed to increase health insurance quality and affordability, lower the uninsured rate by expanding insurance coverage and reduce the costs of healthcare.

The Patient Protection and Affordable Care Act, often shortened to the Affordable Care Act (ACA) and nicknamed Obamacare, is a United States federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010. Under the act, hospitals and primary physicians would transform their practices financially, technologically, and clinically to drive better health outcomes, lower costs, and improve their methods of distribution and accessibility.

The Affordable Care Act was designed to increase health insurance quality and affordability, lower the uninsured rate by expanding insurance coverage and reduce the costs of healthcare. It introduced mechanisms including mandates, subsidies and insurance exchanges.  The law requires insurers to accept all applicants, cover a specific list of conditions and charge the same rates regardless of pre-existing conditions or sex. 

As part of the Affordable Care Act, an individual mandate went into effect requiring every individual not covered by an employer sponsored health plan, Medicare, Medicaid, or a government administered health insurance program such as TRICARE, obtain a qualifying private insurance policy.

SeniorAge helps individuals who need insurance navigate the insurance marketplace to find acceptable, qualifying insurance.  For more information, contact us at 417-862-0762.

How We Can Help

Need Health Insurance? Have questions about what you could pay for health insurance?   Do you have health insurance? You could qualify for a Special Enrollment period if you recently lost health insurance, had a change in family size, or other life…

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